Stripe is the default for cards — but every order pays the toll, every payout sits in Stripe's account first, and high-risk merchants get frozen without warning. My Crypto Server takes crypto straight to keys you control, for the cost of gas.
Pick Stripe for cards and subscriptions. Pick My Crypto Server to accept crypto with no cut, no custody, and no account anyone can freeze — and run both side by side.
| You own it My Crypto Server | Card & payments platform Stripe | |
|---|---|---|
| Platform fees | 0% — only network gas, paid by the customer | 2.9% + 30¢ per transaction |
| Who holds your money | Non-custodial — funds land straight in your wallet | Custodial — paid out on a rolling schedule |
| Account freezes / bans | No account to freeze — you are the processor | Balances can be held, reserved, or closed |
| Crypto support | 12 networks, native coins + USDC / USDT / DAI | Limited — USDC payouts and tooling, not multichain checkout |
| Pricing model | One-time purchase, every v1 update included | Per-transaction, forever |
Competitor figures reflect standard published pricing and typical terms; exact rates vary by plan, region, and volume.
Stripe takes 2.9% + 30¢ on every order, plus payout and FX fees. Crypto settles for gas the customer pays — your take-home is the full price.
There's no Stripe balance to reserve and no risk team that can close you over your industry. Payments are wallet-to-wallet.
You get the full source and host it yourself — no platform that can change terms, raise fees, or sunset an API you depend on.
Being fair
If you mainly sell to card-first customers, need subscriptions and dispute handling, and don't want to touch crypto, Stripe is the simpler fit.
$699 one-time with code MCSINTRO $999 — every v1 update included, 0% platform fees, free installation.
Read the docs