CoinGate is a polished hosted processor with fiat settlement, but it charges ~1%, requires KYC, and controls custody and supported assets. My Crypto Server gives you the same checkout as software you own.
CoinGate offers managed fiat payouts. My Crypto Server offers 0% fees, your own keys, and no gatekeeper — with CoinGate available as a fallback.
| You own it My Crypto Server | Hosted crypto gateway CoinGate | |
|---|---|---|
| Platform fees | 0% — only network gas, paid by the customer | ~1% per transaction |
| Who holds your money | Non-custodial — funds land straight in your wallet | Custodial settlement, fiat or crypto payout |
| Onboarding | No third-party approval — it's your server | Business KYC required |
| Own the code & infra | Full source — self-hosted, you own it | Hosted SaaS — no source |
| Pricing model | One-time purchase, every v1 update included | Per-transaction fee, forever |
Competitor figures reflect standard published pricing and typical terms; exact rates vary by plan, region, and volume.
Per-transaction fees go back into your margin — there's no platform cut.
It's your server, so there's no approval, no account, and nobody who can suspend you.
My Crypto Server integrates CoinGate, so you can still offer it as a hosted option when it suits a customer.
Being fair
If you specifically want automatic fiat settlement to a bank account with managed compliance, CoinGate's hosted model handles that for you.
$699 one-time with code MCSINTRO $999 — every v1 update included, 0% platform fees, free installation.
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