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Comparison

My Crypto Server vs Crypto.com Pay

Payments that don't depend on one exchange.

Crypto.com Pay ties checkout to the Crypto.com ecosystem — its custody, KYC, and supported assets. My Crypto Server is exchange-independent and runs on your own infrastructure.

The verdict

Crypto.com Pay fits merchants deep in that ecosystem. My Crypto Server is neutral, self-hosted, and 0% — beholden to no exchange.

You own it
My Crypto Server
Ecosystem crypto gateway
Crypto.com Pay
Platform fees0% — only network gas, paid by the customerFees and incentives tied to their ecosystem
Who holds your moneyNon-custodial — funds land straight in your walletCustodial within Crypto.com
Chains & assets12 networks, native coins + USDC / USDT / DAITheir supported assets, exchange-linked
Own the code & infraFull source — self-hosted, you own itHosted SaaS — no source, no self-host
IndependenceNeutral — works with any wallet and chainTied to one exchange's platform

Competitor figures reflect standard published pricing and typical terms; exact rates vary by plan, region, and volume.

Why teams pick My Crypto Server over Crypto.com Pay

1

No exchange lock-in

Your checkout doesn't depend on one company's app, token, or terms staying favorable.

2

Your custody, always

Funds settle to your own wallet, not an exchange account that can be limited.

3

Zero platform fee

No ecosystem cut — the customer pays gas and you keep the rest.

Being fair

When Crypto.com Pay is the better choice

If your customers live in the Crypto.com app and you want native ecosystem perks and CRO incentives, their Pay product fits that world.

Own your payment stack. Keep every dollar.

$699 one-time with code MCSINTRO $999 — every v1 update included, 0% platform fees, free installation.

Read the docs