NOWPayments offers low fees and lots of coins, but it's a hosted gateway that sits between you and your money, with KYC for fiat and a cut of every payment. My Crypto Server is the part you actually run.
NOWPayments wins on coin breadth with zero infra. My Crypto Server wins on 0% fees, ownership, and control — and you can even plug NOWPayments in as a fallback.
| You own it My Crypto Server | Hosted crypto gateway NOWPayments | |
|---|---|---|
| Platform fees | 0% — only network gas, paid by the customer | ~0.5% per transaction, plus network fees |
| Payment flow | Non-custodial — funds land straight in your wallet | Payments route through NOWPayments' system |
| Own the code & infra | Full source — self-hosted, you own it | Hosted SaaS — no source, no self-host |
| Chains & assets | 12 networks, native coins + USDC / USDT / DAI | Hundreds of coins, but their integration and rules |
| Pricing model | One-time purchase, every v1 update included | Per-transaction fee, forever |
Competitor figures reflect standard published pricing and typical terms; exact rates vary by plan, region, and volume.
Even 0.5% compounds at scale. My Crypto Server charges nothing per payment — the customer covers gas.
It's your deployment and your database. No third party can change terms or pause your account.
My Crypto Server already integrates NOWPayments, so you can offer it as an extra option without depending on it.
Being fair
If you want hundreds of coins supported instantly with no infrastructure at all, NOWPayments' breadth is hard to beat.
$699 one-time with code MCSINTRO $999 — every v1 update included, 0% platform fees, free installation.
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