Be your own payment processor. Keep every dollar.
A self-hosted crypto payment server. Drop it on your own server, point it at your wallet, and take Bitcoin, ETH, and stablecoins across twelve networks — in under an hour. 0% platform fees, no processor that can freeze or ban you, and your keys never leave your machine.
$699 with code MCSINTRO $999 — one-time, every v1 update included. Read the docs
- 0% platform fees
- No processor can ban you
- Non-custodial
- Free installation
Pay
Northwind Supply Co.
$50.00 USD
≈ 0.012345 ETH
Send to
0x7Aa…3eF1
Expires in
4:32
0% platform fees. Forever.
Stripe skims 2.9% + 30¢ on every order — then adds monthly fees, reserves, and rolling holds. We take nothing. Crypto settles for the cost of gas, paid by the customer, never skimmed from your margin. No cut per transaction, no cut ever.
No processor can ban you.
There's no merchant account to freeze, no risk team that can drop you for your industry or your volume, no gateway sitting on your funds. Payments go wallet-to-wallet — you are the processor, so there's nobody in the middle to throttle, reserve, or shut you off.
Custom builds break.
Rolling your own means watcher services, reorg handling, price oracles, and stablecoin contracts per chain. We did it already — you get the source.
A complete checkout stack. Not a starter kit.
Self-hosted, full source
Drop the repo on Vercel, connect any Postgres. Point Alchemy webhooks at it. Done in an hour.
Non-custodial by design
Your seed phrase, your funds. The app derives addresses but never signs.
Native coins + stablecoins
Accept BTC, ETH, and chain natives — plus USDC and USDT, which settle 1:1 to the order's USD price.
One address per payment
Fresh BIP44 derivation per session. No amount collisions, no manual matching.
Public REST API + TS SDK
Plug it into anything. Signed webhooks for session.paid, full event log for backfill.
WooCommerce plugin included
Drop-in WordPress gateway. Webhook auto-completes orders.
From git clone to first webhook in an hour.
Deploy
Clone the repo, push to Vercel, attach any Postgres database. Register your Alchemy webhook URL.
Configure
Paste your mnemonic once. Encrypted at rest with your master passphrase.
Create a link or call the API
From the dashboard or POST /api/v1/checkout_sessions.
Get paid
Customer pays from any wallet. You get a signed webhook within seconds.
curl https://pay.yourstore.com/api/v1/checkout_sessions \
-H "Authorization: Bearer ck_live_..." \
-H "Content-Type: application/json" \
-H "Idempotency-Key: order_8421" \
-d '{
"amount": { "value": "50.00", "currency": "USD" },
"successUrl": "https://yourstore.com/thanks",
"cancelUrl": "https://yourstore.com/cart",
"metadata": { "reference": "order_8421" }
}'Built like infrastructure.
Built like infrastructure, not a plugin. Next.js 16 dashboard, Drizzle on any Postgres, viem + solana/web3.js for address derivation, Inngest for the job queue. Alchemy Notify webhooks resolve payments — no long-running watcher process to babysit. Native-coin and ERC-20 / SPL stablecoin transfers detected per chain, with reorg-aware confirmations and idempotent webhook delivery to your backend signed with HMAC-SHA256 and timestamped replay protection. The pieces you'd otherwise spend a quarter assembling.
- Next.js 16
- Drizzle + Postgres
- viem
- Inngest queue
- Alchemy Notify
- HMAC webhooks
- 1Checkout derives a fresh address for every payment.
- 2Customer pays from any wallet, on any chain.
- 3The payment confirms on-chain, reorg-aware.
- 4Alchemy Notify pushes the event to your app — no watcher to run.
- 5Your app fires a signed, HMAC-verified webhook to your store.
Twelve networks live. More on the roadmap.
Every network gets its own Alchemy webhook wiring, confirmation logic, and address derivation — plus native USDC and USDT support wherever the chain has them. We don't bolt on chains — we integrate them properly.
More chains are on the roadmap, and every new network in the v1 line ships free to license holders.
Plugs into the tools you already run.
Every integration is one definition in the dashboard — drop in your keys and toggle it on. Adding a new provider doesn't touch the database.
Alchemy
Blockchain RPC + real-time payment webhooks. No watcher process to babysit.
Resend
Transactional email for operational alerts — failed sweeps, low gas, watcher errors.
AWS KMS
Envelope encryption for wallet seeds so a database breach alone can't expose keys.
Blocknative
Real-time EIP-1559 gas oracle for EVM sweeps — fewer overpays and failed sends.
Binance Pay
Offer Binance Pay as a hosted payment option alongside on-chain checkout.
Coinbase Commerce
Accept payments through Coinbase Commerce as a hosted option at checkout.
Transak
Let customers pay by card — crypto settles on-chain straight to your wallet.
Ramp Network
Card and Apple Pay on-ramp that settles crypto directly to your payout wallet.
MoonPay
Card and Apple Pay on-ramp — crypto settles on-chain straight to your wallet.
Mercuryo
Card on-ramp with fast fiat-to-crypto settlement to your payout address.
Banxa
Global card and bank-transfer on-ramp that settles crypto to your wallet.
NOWPayments
Hosted crypto payment gateway as an alternative checkout option.
CoinGate
Hosted crypto payment gateway with settlement to your CoinGate account.
WooCommerce
Drop-in WordPress payment gateway. Webhooks auto-complete orders.
Only Alchemy and a Postgres database are required. Everything else is optional and off by default.
How it stacks up.
Card processors rent you access and take a cut. Hosted crypto gateways still custody your funds and can drop you. Rolling your own costs a quarter of engineering. My Crypto Server is the only one you actually own.
| You own it My Crypto Server | Stripe & card processors | Hosted crypto gateways | Build it yourself | |
|---|---|---|---|---|
| Platform fees | 0% — only network gas, paid by the customer | 2.9% + 30¢ per order | ~0.5–1% + FX spread | 0%, but months of engineering |
| Who holds your money | Non-custodial — funds land in your wallet | Custodial — held, paid out on their schedule | Custodial — settled to their account first | Non-custodial |
| Can freeze or ban you | No — you are the processor | Yes — accounts frozen, held, or closed | Yes — KYC, holds, deplatforming | No |
| Own the code & infrastructure | Full source, self-hosted | No — closed SaaS | No — closed SaaS | Yes — you wrote it |
| Chains & stablecoins | 12 networks, native coins + USDC/USDT/DAI | Mostly fiat; limited crypto | Broad, but only their selection | Whatever you build and maintain |
| Time to launch | Under an hour | Hours to days for approval | Minutes, after KYC | Weeks to months |
| Pricing model | One-time purchase | Per-transaction, forever | Per-transaction, forever | Ongoing dev + maintenance |
| Chargebacks | None — on-chain payments are final | Yes — fraud and disputes | Crypto none; cards yes | None on-chain |
Competitor figures reflect standard published pricing and typical terms; exact rates vary by plan, region, and volume.
Compare against Stripe, Coinbase Commerce, BTCPay & moreEverything you need. Nothing on a roadmap.
- Full source code (monorepo, commercial license for your use)
- Next.js 16 dashboard + customer checkout pages
- Native coins + USDC / USDT / DAI stablecoins across supported chains
- Public REST API (/api/v1/*) with API keys, scopes, idempotency
- TypeScript SDK (npm-publishable)
- WordPress / WooCommerce plugin
- HD wallet derivation, encrypted seed storage
- Alchemy webhook integration with reorg-aware confirmations
- Signed webhook delivery with retry queue
- OpenAPI 3.1 spec + rendered docs page
- Email/password sign-in with 2FA (email OTP), pre-wired
- Docker Compose for local dev
- Deployment guide for Vercel + Postgres + Alchemy
- Test suite (unit + integration, Vitest)
- Every v1 (1.x) update included — bug fixes, new chains, new features
- Email support + free installation
One price. No subscriptions.
One-time purchase
One-time purchase. Every v1 update included. 0% platform fees. Free installation. Self-host on unlimited servers.
- Full source code, commercial license
- 0% platform fees — we never touch your money
- You own the infrastructure end-to-end
- Native coins + USDC & USDT on every chain that has them
- Free installation included
- Dashboard, REST API, TypeScript SDK
- WooCommerce plugin
- Alchemy webhooks + signed webhook delivery to your backend
- Deployment guide & test suite
- Every v1 (1.x) update included — no renewals
Every 1.x release included, free. No subscriptions. A future v2 is a separate, optional purchase — your install never stops working. See how licensing works.
Honest answers.
Stop renting your payment stack.
Own it. Host it. Keep every dollar, keep your keys — and no processor can ever freeze or ban you.