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Alternatives

The best NOWPayments alternative

A NOWPayments alternative with no per-transaction fee.

NOWPayments is a hosted gateway that charges a percentage on every payment and routes funds through its own service. My Crypto Server does the same job self-hosted: you run the checkout, hold the wallet, and skip the per-transaction fee entirely.

Switching

Self-hosted, non-custodial, and 0% platform fees. Most migrations come down to swapping the charge call and verifying a signed webhook.

See the full NOWPayments comparison

Why switch

Why people look for a NOWPayments alternative

You want to drop the percentage fee

Hosted gateways take a cut of every payment. Self-hosting removes it; the customer pays gas and you keep the full order amount.

You want direct settlement

No provider account holding or forwarding your funds. Payments derive from your seed and land straight in your wallet.

You want no third-party dependency

No gateway to rate-limit you, change terms, or go down. You own and host the whole stack.

How to switch from NOWPayments

01

Deploy your own gateway

Stand up My Crypto Server on Vercel + Alchemy and connect your wallet in about an hour.

02

Replace the API call

Swap NOWPayments' payment creation for a My Crypto Server charge via the REST API or SDK.

03

Move the IPN to a signed webhook

Verify the HMAC-SHA256 webhook instead of the IPN callback, mark orders paid, and you're migrated.

NOWPayments alternative FAQs

How do the fees compare?

There's no per-transaction platform fee. You pay once for the source and host it; the customer covers network gas. That's the main reason merchants switch.

Does it support as many coins?

It focuses on the mainstream assets: native coins plus USDC, USDT, and DAI across 14 chains, which covers most real payment volume.

Is the migration complicated?

Usually not. It's swapping the charge call and moving from the IPN callback to a signed webhook.

Own your crypto checkout instead of renting it.

$699 one-time with code MCSINTRO $999, full source, every v1 update included, 0% platform fees.

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